We then post transactions to your account in the following order:. We charge overdraft fees when a transaction exceeds your available balance. Your Account Details section in Mobile and Online Banking show transactions that posted to your account on a given day. You can see how processing transactions and holds impacted your available balance and the order in which transactions were posted to your account by viewing your Account Balance History in Online Banking.
Keep in mind that Account Balance History is only available after transactions have posted to your account. Please refer to the Personal Schedule of Fees for more details. Another option is to ask us to apply the Decline All overdraft setting to your account. Please enter the zip code for your home address so we can give you accurate rate and fee information for your location. You are using an unsupported browser version.
Learn more or update your browser. Overdrafts and overdraft protection FAQs. View questions about:. Get all FAQs». View all deposits FAQs.
Select Your State Please tell us where you bank so we can give you accurate rate and fee information for your location. Expand all panels Expand all panels Collapse all panels. If I have overdraft protection can I still get charged overdraft fees? Overdraft , open Expand all panels What is an overdraft? We do not include the universe of companies or financial offers that may be available to you.
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Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.
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Can the bank charge me an overdraft fee for paying a one-time debit card transaction? Overdraft Protection can help you avoid declined transactions, late payment charges on your statements and bills, and non-sufficient funds fees. It helps you manage your finances by allowing you to complete a transaction. If you withdraw more than you have in your account, within your overdraft limit, the account incurs a negative balance.
You can pay your outstanding overdraft balance by making a deposit into your account with the Overdraft Protection service.
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